Insurance companies aren’t always quick to pay claims. One thing insurance companies may try to do is deny your claim outright. If you have ample evidence to support your claim, such as multiple estimates or a report from a certified mechanic, you’ll have a much better chance of getting them to reconsider.

Another thing they may do is low-ball you on the amount they’re willing to pay. In this case, it’s often helpful to hire a professional to appraise the damage and give you a more accurate estimate of the repairs.

Finally, it’s important to understand your state’s laws pertaining to diminished value claims. If you know what your rights are, you’ll be in a much better position to negotiate with the insurance company.

By gathering evidence, hiring a professional, and understanding your state’s laws pertaining to diminished value claims, you should be able to get the money you’re owed from your insurance company.